:root{
  color-scheme:light;
  --ink:#102a43;--muted:#526b7a;--line:#d9e6e3;--paper:#fff;--wash:#f2f8f7;
  --teal:#0f766e;--teal-dark:#0b5f59;--accent:#dff4ef;--shadow:0 22px 65px rgba(16,42,67,.12)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(155deg,#eef8f6 0,#f8fbfc 34rem,#fff 100%);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.68}
a{color:var(--teal-dark);text-underline-offset:3px}
a:hover{text-decoration-thickness:2px}
.legal-topbar{background:#0f273c;color:#fff;border-bottom:4px solid #1c978a}
.legal-topbar-inner{width:min(1120px,calc(100% - 32px));margin:auto;min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.legal-brand{display:flex;align-items:center;gap:14px;color:#fff;text-decoration:none;font-weight:900;letter-spacing:-.01em}
.legal-brand img{width:168px;height:auto;display:block;filter:brightness(0) invert(1)}
.legal-brand span{padding-left:14px;border-left:1px solid rgba(255,255,255,.3)}
.legal-nav{display:flex;flex-wrap:wrap;align-items:center;gap:6px}
.legal-nav a{color:#d9ebee;text-decoration:none;font-size:14px;font-weight:800;padding:9px 11px;border-radius:9px}
.legal-nav a:hover,.legal-nav a[aria-current="page"]{background:rgba(255,255,255,.13);color:#fff}
.legal-wrap{width:min(920px,calc(100% - 32px));margin:42px auto 64px}
.legal-hero{padding:clamp(26px,5vw,46px);border:1px solid var(--line);border-radius:24px;background:rgba(255,255,255,.96);box-shadow:var(--shadow);position:relative;overflow:hidden}
.legal-hero::before{content:"";position:absolute;inset:0 auto 0 0;width:7px;background:linear-gradient(#0f766e,#36b89f)}
.eyebrow{margin:0 0 9px;color:var(--teal);font-size:12px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
h1{font-size:clamp(34px,7vw,58px);line-height:1.05;letter-spacing:-.045em;margin:0 0 16px;max-width:790px}
.lede{font-size:clamp(17px,2.2vw,20px);color:var(--muted);max-width:760px;margin:0}
.legal-meta{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}
.legal-meta span{font-size:13px;font-weight:800;background:var(--accent);color:#195c55;border-radius:999px;padding:7px 11px}
.legal-content{margin-top:24px;background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:clamp(24px,5vw,48px);box-shadow:0 16px 45px rgba(16,42,67,.07)}
.legal-content section+section{margin-top:36px;padding-top:32px;border-top:1px solid var(--line)}
h2{font-size:clamp(23px,3vw,30px);line-height:1.2;letter-spacing:-.025em;margin:0 0 12px}
h3{font-size:18px;margin:22px 0 8px}
p{margin:0 0 15px}
ul,ol{margin:10px 0 16px;padding-left:24px}
li+li{margin-top:7px}
.callout{margin:22px 0;padding:18px 20px;border:1px solid #b9ded6;border-left:5px solid var(--teal);border-radius:13px;background:#f1fbf8}
.warning{border-color:#efd5a7;border-left-color:#bd7b11;background:#fff9ed}
.steps{counter-reset:legal-step;list-style:none;padding:0;display:grid;gap:14px}
.steps li{counter-increment:legal-step;position:relative;padding:17px 18px 17px 62px;border:1px solid var(--line);border-radius:14px;background:#fbfdfd;min-height:58px}
.steps li::before{content:counter(legal-step);position:absolute;left:17px;top:16px;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff;font-weight:900}
.legal-footer{width:min(920px,calc(100% - 32px));margin:0 auto 40px;padding:24px;border-top:1px solid var(--line);color:var(--muted);font-size:13px}
.legal-footer p{margin:6px 0}
.legal-fine{font-size:12px}
@media(max-width:760px){
  .legal-topbar-inner{padding:14px 0;align-items:flex-start;flex-direction:column}.legal-brand img{width:145px}.legal-nav{width:100%}.legal-nav a{padding:8px 9px}
  .legal-wrap{margin-top:24px}.legal-hero,.legal-content{border-radius:18px}.legal-content{padding:23px}.steps li{padding-left:57px}
}
@media print{
  body{background:#fff}.legal-topbar{display:none}.legal-wrap{width:100%;margin:0}.legal-hero,.legal-content{box-shadow:none;border-color:#bbb}.legal-footer{width:100%}
}